Buying Your First Home

Purchasing a home or condo is probably one of the biggest purchases you and your family will ever make. Purchasing a South Florida property goes beyond just finding one you like, and is in the area you prefer.

Being one of the premier Fort Lauderdale Real Estate teams we have the knowledge and expertise that you will find invaluable during the process of buying your first Ft. Lauderdale Home or Fort Lauderdale Condo.

Mortgage Approval

One of the best things a first time buyer can do even before they start looking for Homes For Sale in Fort Lauderdale is to get pre-approved for a mortgage. This accomplishes many things, but the 2 most important are that you know how much a lending institution is willing to lend you along with the terms of the loan and what your budget in comfortable for you. Secondly, this portrays you as a serious buyer to the Seller of a property that is ready, willing and able to purchase their first property in the Fort Lauderdale area!

The Fort Lauderdale area has so many diverse and surrounding cities that your choices in finding a Ft. Lauderdale Home or Condo For Sale are almost limitless, and that is where we again are here to help you find the perfect home.

Once you have decided on a certain area or neighborhood, we will show you all the available homes for sale that meet your criteria, set the appointments and give you invaluable information that you would expect from a top professional Fort Lauderdale Realtor.

When we find the home of your dreams (and we will) we will then sit down with you to prepare an Offer to Purchase and go over everything that you want to include in the purchase along with discussing what to expect during the process.

Determining Price

Before ever putting pen to paper on a contract we will need to find out what the property is worth to you. Fort Lauderdale Real Estate can mean a wide variety of things from Waterfront, Canal front, Oceanfront, to Condo's and Townhomes in and around the greater Ft. Lauderdale area. Market conditions and the condition of the property itself play a big role in what you will offer to be sure, but you will also need to know what other properties sold for in the area that are similar to the one you are interested in. We will gather that information for you and help you come to a fair and reasonable price for the property.

Deposits & Downpayments

When you write a contract it is always advisable to include what is referred to as an Earnest Money Deposit with your offer. Simply stated this will give your offer more credibility with the seller than if one was not present. The larger the deposit also makes the offer stronger in the sellers' eyes and possibly sway him to accept the offer as it stands. This money is deposited in a non-interest bearing account by a title company and should your offer be accepted it is then applied towards your total down payment on the property.